Dear College Freshman,
By the time you read this letter you would have survived being on academic probation your first semester, brought your grades up tremendously during your sophomore, junior, and senior year to make the merit roll. In addition to changing your major from Telecommunications to Elementary Education, because you wanted to save the world one classroom at a time! You changed roommates, apartments, and dorms each summer. Thankfully, you graduated from Michigan State University with a Bachelor’s degree in Elementary Education with minors in English and History. You would have discovered that teaching in the classroom, limited your vision of how you really wanted to work in the community.
You would have decided to remain at Michigan State to pursue your Masters degree in Family Studies with a minor in African Studies. At the same time, you begin writing your thesis on children of incarcerated parents, while interviewing the human service professionals who serve that invisible community of children.
Shortly after graduating with your Masters degree, you make the epic move to Atlanta, Georgia with your college sweetheart, while traveling back to E. Lansing to complete your thesis before the summer deadline. You have to admit that your life is continuing to change, and then you begin to grow your family with two beautiful children, and you start your own blog business.
Who knew that you would travel to Mexico, Paris, New York City, Trinidad & Tobago, and St. Croix U.S. Virgin Islands, while taking a trip with a great group of friends to Philadelphia for The Million Women’s March! You would have to grow your faith and belief in God and HIS beloved son Jesus after going through numerous trials and tribulations in your life. The lions may grow weak and hungry but those who seek the Lord lack no good thing. Psalm 34:10 NIV.
But girl, before all that life happens do you remember when you took out those student loans from Sallie Mae? When you applied for your Victoria’s Secret, and New York & Company credit cards in the mall? When you applied for that credit card from that guy who stood in front of Wells Hall on your way to Math 101?
You only applied for the card to get that awesome free tee-shirt to wear to your 8 a.m. class the next morning, because you did not finish your laundry. You opened up that other free loan Spring semester to help pay for your books.
Also, remember that night during finals week when you spent your last $20.00 on that Gumby’s pizza, and then you had to call your parents the very next day to cover the unexpected cost for the month.
Lord knows, you have learned so much about financial management since those early college days, and you are still here to tell the story. I have learned that there are fantastic resources out there that can help with my financial journey. Earnest can not only refinance my student loans, they can really help me save money! You know that you are standing on the promises of God and HE will fulfill your needs.
The Lord shall increase you more and more, you and your children. Psalm 115:14 KJV
Peace & Blessings,